Recent Closings
 Office - Maryland -
 $500,000 Purchase
Multi-Family - Florida -
$320,000 Line of Credit
Mixed-Use - California - $227,500 Refinance
RV Park - Arizona - $350,000 Refinance
Retail - Detroit, MI - $256,000 Line of Credit
Auto Center - Virgina -
$450,000 Refinance
Office - Washington, DC - $500,000 Refinance |
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We offer a variety of
programs to meet your borrower's specific needs. Our
Stated Business Equity Line of Credit program has
loan amounts from $50,000 to $500,000. Learn
More.
We have the ability to
offer larger loan amounts on fixed rate products for
Multifamily and Commercial Income properties.
We have Stated and Standard
documentation programs with low credit requirements
and unique underwriting guidelines to fit most common
sense scenarios for investors and owner users.
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Conforming
Commercial Loan Programs
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| A conforming Commercial Mortgage product available for both owner-occupied and Investors - Our Commercial loan program with the lowest rates available - 30 year terms. |
| From $300,000 - $10,000,000 |
| 51% or Greater Owner-Occupied Properties |
| Traditional Commercial Properties Only |
| 15, 20, 25, & 30 Year Amortizations |
3, 5, 10, 15 Year Fixed Rates |
| Up to 75% LTV / 75% CLTV |
Competitive Rates |
| No Balloons or Calls |
Cash Out permitted |
| Declining Prepayment |
Minimal Impound Reserves |
| Full Document - Personal Recourse |
Minimum 620 Credit Score
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| 3 Years of Historical Income Req. |
Low Minimum 1.25 DSCR |
| Non-Conforming
Commercial Loan Program |
| A
non-conforming, owner-occupied or investor commercial
loan program providing up to 80% commercial financing
and 30 year fixed rate terms, for both traditional and
non-traditional Commercial properties. |
| From $100,000 - $3,000,000 |
| Owner-Occupied Properties or Investor Properties |
| Traditional or Non-Traditional Commercial Properties |
| Full Document, Low-Doc, and Stated Income Options |
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Owner-Occupied Stated Income
Commercial Loans to 80% LTV
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| 30 Year Amortizations |
3 Month, 2, 5, & 30 Year Fixed Rates |
| 85% LTV on Purchase |
80% LTV on Refinances
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Cash Out Refinances to 75%
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Minimal Impound Reserves |
| Flexible Prepayment Options |
20% Annual Prepay With No Penalty |
| Low Minimum 1.25 DSCR |
Minimum 600 Credit Score |
| Stated
Commercial Mortgage Loan Program |
| Provides
fast, flexible Commercial financing for small Commercial
mortgages under $750,000. Streamlined Commercial apartment
loan process saves borrowers both time and money. Up
to 75% Commercial financing, residential style of underwriting,
reduced document requirements, and no monthly or annual
reporting requirements. Simple Commercial lending. |
| Owner-Occupied Properties or Investor Properties |
| Traditional or Non-Traditional Commercial Properties |
| Low-Doc, and Stated Income Options |
| Owner-Occupied Stated Income to 75% LTV |
| 25 Year Amortizations |
Adjustable - 25 Year Fixed Rates |
| 80% LTV on Purchase |
80% LTV on Refinances |
| Cash Out Refinances to 70% |
Minimal Impound Reserves |
| Declining Pre-pay |
20% Annual Prepay With No Penalty |
| Low Minimum 1.25 DSCR |
Minimum 540 Credit Score |
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